When a client is suing for damages due to an accident, it’s vital that they itemize expenses incurred from the crash. While the personal injuries and vehicular damages are usually covered in detail from hospital and repair invoices, there can be other items they don’t think of that can be attributed to the accident itself. Here are some to keep in mind and add to you rlist of tips for clients:
Fuel expenses to and from doctors and hospitals. Often a victim is left without transportation and has to rely on friends, family, or public transportation to get to and fro their appointments. This should be tracked for the final accounting.
Wear and tear on a second vehicle is another item that should be addressed.Parts for maintenance and compensation for the extra wear should be reimbursed.
Special clothing might be an issue, especially if the victim has a cast or body brace that makes wearing their regular clothing impossible. Make sure they track these expenses if they can’t wear their usual attire.
If a family member must take a leave of absence or time off from their job to care for the victim this loss of income might be added to the total loss, too. The same goes for time lost due to having to drive the injured person to and from appointments.
Rental cars are often covered by insurance but they may have a deductable to meet, so coordination with the insurance carrier is a must in order to itemize costs incurred.
Likewise, if the rental has a mileage stipulation it may need to be added or prorated to fully compensate for the use of the vehicle.
Vehicles that have been in an accident often lose Blue Book value, so it might be worth it to check with a dealer to see if there has been a loss of overall value after the car ahs been repaired.
All in all, going over the ins and outs of an accident means thinking outside the box and looking for items that aren’t necessarily in plain sight in order to get the best settlement for your client.